Sell Your Hurricane-Damaged House in Florida — Cash, As-Is, No Repairs

The Hurricane Damage Reality in Sarasota & Charlotte County

Southwest Florida has been hit by three major hurricanes in three years. Hurricane Ian made landfall near Cayo Costa as a Category 4 on September 28, 2022. Hurricane Helene struck as a Category 4 on September 26, 2024. Hurricane Milton made Category 3 landfall near Siesta Key on October 9, 2024, with 120 mph sustained winds and total damages of $34.3 billion (NOAA NCEI).

The cumulative impact has been devastating. Post-Milton new pending sales dropped 70.7% in Port Charlotte and 66.7% in Sarasota (HousingWire). Insurance premiums across Charlotte County have "doubled and sometimes tripled" (Charlotte Commissioner Tiseo, Gulfshore Business). Charlotte County is still issuing temporary RV/mobile home permits for storm-damaged parcels through 2027.

For homeowners stuck between rebuilding costs they can't afford and an insurance payout that didn't cover the damage, a cash sale is often the fastest path forward. Offer SRQ buys hurricane-damaged homes throughout Sarasota and Charlotte County in completely as-is condition:

What we buy: Roof damage (tarped, partially repaired, or open), flood damage and water intrusion, mold remediation situations, structural damage (trusses, load-bearing walls), homes stripped to the studs mid-renovation, properties where the insurance claim was denied or underpaid, homes with active code violations from storm damage, and properties where FEMA/SBA assistance was received (this does not prevent a sale).

What you don't need to do: You don't need to complete repairs, file or resolve an insurance claim, hire a contractor, get a building permit, or bring the property up to current code. We handle everything after closing.